Products

Worldnet 0% Interest Loan

Are you a Business or PPV operator? If yes, then Worldnet 0% interest loan is right for you. Worldnet Microfinance Limited is here to help you build Jamaica and as a result we are lending up to $100,000.00 towards the development of your business INTEREST FREE. “You only pay what you borrow” eg: Borrow 50,000.00 and payback $50,000.00. It’s that easy! *Conditions apply*

Who is qualified?

Business and Vehicle Operators such as: Hairdressers, Barbers, Shop keepers, Wholesalers, Carpenters, Higglers, Contract Worker, Restaurants, Taxi Companies, etc.

Requirements:

  • ID & TRN
  • Applicants must become a member of PPVMC
  • Applicants must provide invoice for items to be purchased
  • Applicants must provide proof of business
  • Processing fee 3% of loan
  • For loans up to $30,000.00, no security will be required
  • Loan must be used for productive purposes only. Eg: Purchasing of stocks or to repair revenue earning vehicles, etc.

Motor Vehicle Loan

Use your motor vehicle today and get access to a loan for school fees, car repairs, insurance , bill payment and so much more! Once your application is approved quick approval is guaranteed. It’s as easy as A-B-C!. Take the following to any one of Worldnet locations:

  • ID & TRN
  • 2 current utility bills (does not have to be in applicant’s name)
  • Processing fee
  • Proof of employment (where applicable)
  • Proof of income (road license or 3 months pay slips)
  • Vehicle documents (fitness, registration, insurance and title)
  • If title has two names both persons must be present to sign the bill of sale.

Find a lower rate anywhere within the micro-financing industry and we will beat it! With Worldnet Microfinance the lowest interest rate and the best payment terms are guaranteed!

COME IN TODAY! WE ARE EAGER TO SERVE YOU WITH THE BEST LOANS IN JAMAICA!

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Motor Vehicle Financing

Interested in getting your own Motor Vehicle? Worldnet will help you live your dream. Worldnet will lend you a maximum of $1,500,000.00 towards the financing of your Dream Car!!!!. There’s nothing quite as exciting as purchasing your first car. The only thing close is upgrading to that shiny new model you can’t wait to drive off the lot. Find a lower rate anywhere within the micro-financing industry and we will beat it! With Worldnet Microfinance the lowest interest rate and the best payment terms are guaranteed!

NB – Worldnet will give you up to 70% financing of the cost of the Vehicle

We await your arrival at any of our Locations...

  • All you need is:
  • Vehicle must be 10 years or younger
  • Maximum loan amount $1,500,000.00
  • Insurance Deposit
  • Vehicle Information (Proforma Invoice)

If the vehicle is used as a Taxi, take these along with the above

  • Current job letter
  • 3 last pay slips
  • Processing Fee
  • 30% Vehicle Cost
Visit any one of our locations today & we will tell you more!

Vehicle Re-Financing

Available to all persons who own or have access to a motor vehicle 20 years or younger. Come, and get a loan for any purpose for bill payment, school fees, vehicle repairs, insurance etc. we guarantee you an easier and flexible repayment plan. All you need is:

  • Vehicle must be 20 years or younger
  • Maximum loan amount $1,000,000.00
  • ID and TRN

If the vehicle is used as a Taxi, take these along with the above:

  • Processing Fee $8,750 or 3% of loan for loan amount over $500,000.00.
  • Address verification

For Private Vehicles:

  • Current job letter
  • 3 last pay slips
  • Processing Fee

Worldnet Microfinance Auto Loans provide flexible financing terms on new and used vehicles. Find a lower rate anywhere within the micro-financing industry and we will beat it! With Worldnet Microfinance the lowest interest rate and the best payment terms are guaranteed!

We await your arrival at any of our 17 locations today!

Personal Loans

You are qualified with Worldnet……ALWAYS!. If you are employed but cannot access our Bank Direct Loan or Salary Deduction Loan, Worldnet will use your collaterals like your furniture or appliances to secure the loan. The loan maximum is $70,000.00! Also, you can count on us for a back to school loan.

Here’s how you qualify:

  • You must be under 60 years old
  • You must be employed for at least 1 year

Take along to Worldnet your:

  • PID & TRN
  • 3 Months payslips
  • Current Employment letter
  • 2 current Utility Bills (does not have to be in your name)
  • Processing Fee
  • Applicant must provide 5 appliances and/or Furniture with at least 3 receipts.
Stop by any of our locations today! we are ready to serve you.

Micro Business Loans

If you are a skilled worker or you operate a small business then Worldnet Microfinance business loan in Jamaica is for you! Worldnet caters to hairdressers, barbers, shop keepers, wholesalers, carpenters, higglers, Contract Worker, Restaurants, Taxi Companies, etc. Also, you may use collateral to access this loan. Collaterals may be your furniture, appliances or motor vehicle.

You will need:

  • You must be 59 years old or younger
  • ID & TRN
  • Business Registration Certificate (optional)
  • Bank Statement for the last 3 months (optional)
  • 3 current Utility Bills (does not have to be in your name)
  • 2 written recommendation letters (from a J.P., High School Principal, Higher Purchase Co., Inspector of Police, Pastor, etc.)
  • Recommendation must be signed and stamped or sealed
  • Minimum of 5 Appliances & Furniture (must take in at least 3 receipts).
  • Motor Vehicle – needs to be less than 20 years old
  • 1 Passport size Photo

Find a lower rate anywhere within the micro-financing industry and we will beat it! With Worldnet Microfinance the lowest interest rate and the best payment terms are guaranteed!

Grab a friend and come on in & talk to us today!

Unsecured Loans (Personal Loans)

Need an unsecured loan? Worldnet has got you covered!. If you need a large amount of cash for a big expense, whether planned or unexpected, you might want to consider Worldnet Microfinance unsecured personal loans. Our unsecured loans don’t require collateral and are offered at the lowest interest rate and best payment terms, making payments easier to budget for. Our personal loans are available to both private and public companies who have met the required approval criteria. In a hurry? Don’t Worry! We offer same day hassle free loans. Once both applicant and guarantor are interviewed and the necessary documents have been returned, the loan will be disbursed the very same day.

Criteria are as follows:

  • Salary Deduction Loans
  • Bank Direct Loans
  • Pay Day Loans

Salary Deduction Loans

Accessible to all Civil servants and employees of Private companies, who have met the required approval criteria. You may also be eligible for a Maximum Loan amount of $3,500,000.00 with up to 60 months to repay!

Standing Order Loans

Offered to who may not be able to secure a salary deduction arrangement from an Employer but salary goes directly to a Bank Account

Pay Day Loans

Available to any Civil Servant or persons from approved Private Sector Companies.