FAQs

Our loan products may include:

• Salary Deduction Loans
• Personal Loans
• Microbiz Loans
• Payday Loans
• Taxi Operator Loans
• Vehicle Financing
• Debt Consolidation Loans
• Secured Loans

Eligibility depends on the specific loan product. Applicants may include employed persons, government workers, self-employed individuals, taxi operators, and business owners who meet our requirements.

We lend up to $30,000,000. However, the amount you can borrow depends on factors such as your income, ability to repay, existing obligations, and the specific loan product.

Depending on the loan type, you may be required to provide:

• Valid government-issued identification
• TRN
• Proof of address
• Recent payslips or proof of income
• Bank statements
• Proof of employment
• Business documents, where applicable
• Vehicle documents for vehicle-secured financing

Yes. Customers can submit an application online through Worldnet’s digital application channels.

Processing times vary based on the loan type, completeness of your documents, verification requirements, and whether additional information is needed.

A Salary Deduction Loan allows eligible employed customers to make loan repayments through an agreed salary deduction arrangement, subject to employer participation and approval.

A Taxi Operator Loan is designed to provide financing to eligible taxi operators, subject to the required documentation, verification, and security requirements.

Yes. Worldnet offers debt-consolidation financing for eligible applicants, subject to assessment and approval.

Approved funds may be disbursed through the payment method agreed upon during the application process.

Contact Worldnet as soon as possible if you anticipate difficulty making a payment. Late or missed payments may have consequences under your loan agreement.