1. Name of the competition


2. Duration of the Competition

· The commencement date of the competition is June 15, 2023

· The final date of the competition is 11:00 pm September 30, 2023.

· Promotional activities starts from June 15, 2023

3. Rules

A detailed account of all the mechanics and rules relating to the proposed competition are as follows:

a. Applicant must borrow $250,000.00 or more for a chance to be selected as one of five (5) weekly winners of $5,000 cash in our 15 weeks back to school promotion; and for a chance to win the grand prize of One Million Dollars ($1,000,000.00). Applicant’s loan account MUST be current (i.e. account must not be in any arrears) at the time of the draw to be eligible.

b. Applicant must be 18 years or older.

c. Only loans processed within the competition period will be eligible.

d. One (1) winner will be selected for the grand prize of One Million Dollars ($1,000,000.00)

e. Five (5) winners per week will be selected for a chance to win a back to school cash assistance of $5,000.00 each, for 15 Weeks. NB: Weekly winners will not be eligible for future weekly draws, but will be eligible for the Grand prize draw. However, non weekly winners still have a chance to be a weekly winner or a Grand prize winner.

f. Entities that are excluded from participating in the competition are: Staff members of Worldnet and their family members living in the same household (i.e. aunts/uncles, nieces/nephews, mother/father, sister/brother, wife/husband, etc.).

g. The entry is restricted to the borrower only (no third party transfer such as guarantor/s, co-applicant etc.).

h. Each applicant including online applicants with a disbursed loan is eligible for one entry. (Online: www.

i. All of Worldnet 17 Branches will facilitate the conduct of the competition.

They are:

  • Molynes Branch – 20 Molynes Road, Kingston 10
  • Brown’s Town Branch – Shop#22 Brown’s Town Mall Brown’s Town, St. Ann’s
  • Christiana Branch – Shop#22 Super Plus Centre, Main Street, Christiana
  • Linstead Branch – Shop#21 Samm’s Plaza, 21 King Street, Linstead
  • Lucea – Seaview Drive, Lucea, Hanover
  • Lyndhurst Road Branch – 46A -46B Beachwood Ave, Kingston 5
  • Mandeville Branch – Shop #14 Caledonia Mall, 3a Caledonia Road, Mandeville
  • May Pen Branch – Shop#10 General Complex, 9, May Pen
  • Montego Bay Branch – Shop#12 F&S Complex, 29-31 Union Street, Montego Bay, St. James
  • Ocho Rios Branch – Shop#9 Parkway Plaza, 60 Main Street, Ocho Rios, St. Ann’s
  • Old Harbour Branch – Shop #8, Evans Plaza, Marlie Mount, Old Harbour, St. Catherine
  • Portmore Branch – Shop#53 Portmore Pines Plaza, Portmore St. Catherine.
  • Portland Branch – Shop#34 Royal Mall, 2-4 Fort George Street, Portland
  • Santa Cruz Branch – Shop#15 Ledgister & Sons Plaza, 30 Main Street, Santa Cruz, St. Elizabeth.
  • Sav-la–Mar Branch – Shop#8 Nepaul Plaza, 109 Great Georges Street, Sav-la-Mar, Westmoreland.
  • Spanish Town Branch – Shop#31, St. Jago Plaza, Spanish Town
  • St. Ann’s Bay Branch – Shop#9 Parkway Plaza, 60 Main Street, Ocho Rios, St. Ann’s

j. Closing date will be placed on the following: Our Website (, Social Media Pages, Flyers, Print Media, and Television.

k. All the rules for the competition are easily accessible through the following: Website, Social Media Pages and Flyers.

l. Tag line: “Worldnet have a Loan fi everybaddy!”, all winners are required to know and say the tagline.

Enjoy top up loans with us!

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